Salary Calculator — Take-Home Pay by Country

Calculate your take-home salary after tax and deductions across multiple countries.

About this calculator

A salary calculator estimates your take-home pay after income tax and statutory deductions, based on your country of residence. The same gross salary can result in very different net pay depending on whether you live in India (progressive slabs), the UK (PAYE), the US (federal + state), or the UAE (zero income tax).

Use a salary calculator before accepting any job offer or relocation to understand your real disposable income. Many people focus on the gross figure on the offer letter, only to find their actual take-home is 20–35% lower after tax. The number you can actually spend each month is what matters for budgeting and quality of life.

Worked example

Inputs: Gross annual salary: ₹15,00,000 · India (New Tax Regime, FY25-26)

  1. Standard deduction: ₹75,000
  2. Taxable income: ₹14,25,000
  3. Tax (slabs): 0% up to ₹3L, 5% on ₹3–7L, 10% on ₹7–10L, 15% on ₹10–12L, 20% on ₹12–15L
  4. Tax owed ≈ ₹1,25,000
  5. Net annual: ₹13,75,000 · Net monthly: ₹1,14,583

Frequently asked questions

Which is better — Old or New Tax Regime in India?

The New Regime has lower slab rates but no deductions (except standard deduction of ₹75,000 and NPS). The Old Regime allows HRA, 80C, 80D, home loan interest, and other deductions. If your total deductions exceed roughly ₹3.75 lakh, the Old Regime is usually better; otherwise the New Regime wins. Run your numbers in both before choosing.

Does the calculator include PF and Professional Tax?

This calculator estimates income tax only. Employee Provident Fund (12% of basic) and Professional Tax (state-specific, typically ₹200–2,500/year) further reduce your monthly take-home. Add them separately. Note that PF is forced savings — it goes into your retirement account, not the government.

Related calculators

EMI Calculator Inflation Calculator SIP Calculator

More calculators

EMI Calculator Mortgage Calculator SIP Calculator Compound Interest GST / VAT Calculator Unit Converter Currency Converter Scientific Calculator Concrete Calculator Paint Calculator Tile Calculator Calorie / TDEE Body Fat Macro Calculator O-Ring Sizes Bolt & Nut Sizes Pipe Sizes Wire Gauge AWG Needle Gauge Chart IV Cannula Sizes Suture Sizes Catheter French Sizes Drug Dosage See all 90+ calculators ›